---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-051309"
form_type: "8-K"
ticker: "RM"
cik: "0001519401"
company_name: "Regional Management Corp."
filed_at: "2024-05-01T23:59:59+00:00"
generated_at: "2026-06-03T02:44:54.793726+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Regional Management Q1 net income $15.2M, EPS $1.56 (up 73% YoY); declares $0.30 dividend

## Summary
- Net income $15.2M, diluted EPS $1.56 vs $0.90 prior year; record quarterly revenue $144.3M (+6.6%).
- Total revenue yield 32.8% (+80 bps YoY); provision for credit losses $46.4M (-2.6%).
- Annualized net credit losses 10.6% (vs 10.1% prior year); 30+ day delinquency improved to 7.1% (-10 bps).
- Board declared $0.30 quarterly dividend payable June 12, 2024 to holders of record May 22, 2024.

## SEC filing metadata
- accession: 0000950170-24-051309
- form_type: 8-K
- ticker: RM
- cik: 0001519401
- company_name: Regional Management Corp.
- filed_at: 2024-05-01T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1519401/000095017024051309/0000950170-24-051309-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1519401/000095017024051309/rm-20240501.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-051309
- JSON: https://secwatch.observer/filing/0000950170-24-051309.json
- Plain text: https://secwatch.observer/filing/0000950170-24-051309.txt

## Key facts
- Earnings Releases
  Regional Management Corp. reported the first quarter ended March 31, 2024 results: revenue $144.3 million, net income $15.2 million, EPS $1.56.
  - Period: the first quarter ended March 31, 2024
  - Revenue: $144.3 million
  - Net income: $15.2 million
  - EPS: $1.56
  - Result: reported results
  source text: First Quarter 2024 Highlights • Net income for the first quarter of 2024 was $15.2 million and diluted earnings per share was $1.56, up 73% from $0.90 in the prior-year period. • Net finance receivables as of March 31, 2024 were $1.7 billion, an increase of $68.1 million, or 4.1%, from the prior-year period. - Large loan net finance receivables of $1.3 billion increased $38.8 million, or 3.2%, from the prior-year period and represented 71.7% of the total loan portfolio, compared to 72.3% in the prior-year period. - Small loan net finance receivables were $490.8 million, an increase of 7.6% from the prior-year period. - Total loan originations were $326.4 million in the first quarter of 2024, an increase of $23.2 million, or 7.6%, from the prior-year period, due to controlled growth from credit-tightening actions. • Total revenue for the first quarter of 2024 was $144.3 million, an increase of $8.9 million, or 6.6%, from the prior-year period, primarily due to an increase in interest an
  evidence_url: https://www.sec.gov/Archives/edgar/data/1519401/000095017024051309/0000950170-24-051309-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.