secwatch.observer — SEC 8-K summary
======================================

Issuer:     Regional Management Corp. (RM)
CIK:        0001519401
Form:       8-K
Filed at:   2024-05-01T23:59:59+00:00
Accession:  0000950170-24-051309
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Regional Management Q1 net income $15.2M, EPS $1.56 (up 73% YoY); declares $0.30 dividend
--------------------------------------------------------------------------------

- Net income $15.2M, diluted EPS $1.56 vs $0.90 prior year; record quarterly revenue $144.3M (+6.6%).
- Total revenue yield 32.8% (+80 bps YoY); provision for credit losses $46.4M (-2.6%).
- Annualized net credit losses 10.6% (vs 10.1% prior year); 30+ day delinquency improved to 7.1% (-10 bps).
- Board declared $0.30 quarterly dividend payable June 12, 2024 to holders of record May 22, 2024.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1519401/000095017024051309/0000950170-24-051309-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1519401/000095017024051309/rm-20240501.htm
  HTML page:      https://secwatch.observer/filing/0000950170-24-051309

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer