{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-051367","form_type":"8-K","ticker":"THG","cik":"0000944695","company_name":"HANOVER INSURANCE GROUP, INC.","filed_at":"2024-05-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.567993+00:00","generated_at":"2026-06-03T03:49:58.614381+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hanover Q1 net income $115.5M ($3.18/diluted share); combined ratio 95.5%","bullets":["Operating income $111.9M ($3.08/diluted) vs $4.6M ($0.13) a year ago.","Net premiums written $1.454B, up 2.3% YoY; renewal price increases of 22.8% in Personal Lines.","Combined ratio improved to 95.5% from 104.4%; ex-cat combined ratio 89.5% vs 91.7%.","Net investment income $89.7M, up 14.0% YoY on higher bond reinvestment rates and partnership income.","Book value per share $70.22, up 1.9% from Dec 31, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-051367","json":"https://secwatch.observer/filing/0000950170-24-051367.json","markdown":"https://secwatch.observer/filing/0000950170-24-051367.md","text":"https://secwatch.observer/filing/0000950170-24-051367.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/944695/000095017024051367/0000950170-24-051367-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/944695/000095017024051367/thg-20240501.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T03:49:58.614381+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f2d2a12a4e0fc49fcefffa39abe3f6580a7c1b03","claim":"HANOVER INSURANCE GROUP, INC. reported the quarter ended March 31, 2024 results: net income $115.5 million, EPS $3.18 per diluted share.","evidence_excerpt":"On May 1, 2024, The Hanover Insurance Group, Inc. (the Company) issued a press release announcing its financial results for the quarter ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/944695/000095017024051367/0000950170-24-051367-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2024"},{"label":"Net income","value":"$115.5 million"},{"label":"EPS","value":"$3.18 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}