---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-065756"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2024-05-29T23:59:59+00:00"
generated_at: "2026-06-01T07:51:34.937684+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital Q1 net income $2.4M ($0.31/sh) vs $2.0M; loans grow 19%

## Summary
- Total assets $1.10B (+$51M YoY); core deposits up $39M; loans +$97M (19% YoY).
- Net income available to common $2.2M vs $1.8M; annualized ROE 18.96%.
- Earnings improvement driven by net interest margin expansion and customer growth.
- Off-balance sheet assets (investment advisory & mortgage) total additional $1B.
- 40th anniversary noted; no changes to dividend or guidance provided.

## SEC filing metadata
- accession: 0000950170-24-065756
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2024-05-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000095017024065756/0000950170-24-065756-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000095017024065756/uwhr-20240529.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-065756
- JSON: https://secwatch.observer/filing/0000950170-24-065756.json
- Plain text: https://secwatch.observer/filing/0000950170-24-065756.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.