{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-066263","form_type":"8-K","ticker":"HCI","cik":"0001400810","company_name":"HCI Group, Inc.","filed_at":"2024-05-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.244637+00:00","generated_at":"2026-06-01T07:21:52.801336+00:00","sec_items":["1.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"HCI Group secures $1.12B Tower 1 and $723.3M Tower 2 reinsurance for 2024-2025","bullets":["Tower 1 (FL Homeowners Choice): $1.12B single-event limit, $14M retention; private premiums $161.4M, FHCF $49.4M.","Tower 2 (all TypTap policies and Homeowners Choice non-FL): $723.3M FL limit, $410M non-FL limit, $9M retention; private premiums $117.7M, FHCF $28.0M.","Total net ceded third-party premiums approx. $333.6M; Claddaugh (subsidiary) collects $22.8M in premiums.","Retrospective provisions in multi-year and single-year treaties may adjust premiums or create assets/liabilities based on loss experience.","Program effective June 1, 2024 to May 31, 2025; HCI exploring additional risk transfer instruments."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-066263","json":"https://secwatch.observer/filing/0000950170-24-066263.json","markdown":"https://secwatch.observer/filing/0000950170-24-066263.md","text":"https://secwatch.observer/filing/0000950170-24-066263.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1400810/000095017024066263/0000950170-24-066263-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1400810/000095017024066263/hci-20240530.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T07:21:52.801336+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}