{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-072907","form_type":"8-K","ticker":"PBHC","cik":"0001609065","company_name":"Pathfinder Bancorp, Inc.","filed_at":"2024-06-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:19.236763+00:00","generated_at":"2026-06-01T04:37:06.147845+00:00","sec_items":["8.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Pathfinder Bancorp gets OK for $198M deposit branch acquisition from Berkshire Bank","bullets":["Received regulatory approvals from NY DFS and FDIC for Berkshire Bank East Syracuse branch.","Acquisition includes approximately $198M in deposits and $32M in consumer/residential loans.","Expects favorable IRR, EPS accretion, and reasonable tangible book value earn-back period.","Closing expected in Q3 2024; branch will be converted to Pathfinder Bank operations."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-072907","json":"https://secwatch.observer/filing/0000950170-24-072907.json","markdown":"https://secwatch.observer/filing/0000950170-24-072907.md","text":"https://secwatch.observer/filing/0000950170-24-072907.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1609065/000095017024072907/0000950170-24-072907-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1609065/000095017024072907/pbhc-20240613.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T04:37:06.147845+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}