{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-075316","form_type":"8-K","ticker":"RM","cik":"0001519401","company_name":"Regional Management Corp.","filed_at":"2024-06-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.795229+00:00","generated_at":"2026-06-01T03:22:23.852371+00:00","sec_items":["1.01","2.03","7.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"RM completes $187.3M asset-backed securitization (RMIT 2024-1) at 6.19% weighted-average coupon","bullets":["Issued $187.305M in four classes of notes (Class A 5.83%, B 6.45%, C 6.77%, D 7.46%); weighted-average coupon 6.19%.","Secured by $215.7M consumer loan pool; 3-year revolving period; Class A notes rated AAA by S&P and Morningstar DBRS.","Proceeds used to repay part of senior revolving credit facility and warehouse debt, reducing interest rate exposure.","Fixed-rate debt now 87% of total debt at 4.1% weighted-average coupon with 1.2-year weighted-average revolving duration.","Coupon improved 132 bps vs prior RMIT 2022-2B securitization, reflecting lower cost of capital."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-075316","json":"https://secwatch.observer/filing/0000950170-24-075316.json","markdown":"https://secwatch.observer/filing/0000950170-24-075316.md","text":"https://secwatch.observer/filing/0000950170-24-075316.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1519401/000095017024075316/0000950170-24-075316-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1519401/000095017024075316/rm-20240613.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T03:22:23.852371+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}