{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-084611","form_type":"8-K","ticker":"THG","cik":"0000944695","company_name":"HANOVER INSURANCE GROUP, INC.","filed_at":"2024-07-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.455498+00:00","generated_at":"2026-05-31T20:03:45.998281+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Hanover estimates Q2 cat losses of $157.1M; combined ratio 99.2% ex-CAT 88.5%","bullets":["Catastrophe losses $157.1M pre-tax (10.7 pts net earned premium) from severe convective storms, mostly Personal Lines.","Combined ratio of 99.2%; ex-CAT combined ratio of 88.5% for Q2 2024.","After-tax net income of $1.12 per diluted share; operating income of $1.88 per diluted share.","Executives cite catastrophe management plan progress and 'massive' YoY improvement in ex-CAT Personal Lines loss ratio.","Sale of lower coupon fixed income securities to offset expiring tax gains from 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-084611","json":"https://secwatch.observer/filing/0000950170-24-084611.json","markdown":"https://secwatch.observer/filing/0000950170-24-084611.md","text":"https://secwatch.observer/filing/0000950170-24-084611.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/944695/000095017024084611/0000950170-24-084611-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/944695/000095017024084611/thg-20240718.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T20:03:45.998281+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}