{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-084684","form_type":"8-K","ticker":"FFIN","cik":"0000036029","company_name":"FIRST FINANCIAL BANKSHARES INC","filed_at":"2024-07-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.520806+00:00","generated_at":"2026-05-31T19:18:57.579020+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Financial Q2 2024 EPS $0.37 vs $0.36 YoY; net interest margin expands to 3.48%","bullets":["Net income $52.49M ($0.37 diluted EPS), vs $50.87M ($0.36) in Q2 2023.","Net interest income $103.27M, up 7.7% YoY; NIM (taxable-equivalent) rose to 3.48% from 3.29%.","Loans grew $290M (16.15% annualized) during Q2; total loans $7.52B.","Nonperforming assets as % of loans + foreclosed assets rose to 0.81% from 0.43% YoY due to one CRE loan.","Efficiency ratio 47.41% vs 44.74% YoY; noninterest expense increased to $65.01M from $57.61M."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-084684","json":"https://secwatch.observer/filing/0000950170-24-084684.json","markdown":"https://secwatch.observer/filing/0000950170-24-084684.md","text":"https://secwatch.observer/filing/0000950170-24-084684.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/36029/000095017024084684/0000950170-24-084684-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/36029/000095017024084684/ffin-20240718.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T19:18:57.579020+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}