{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-085535","form_type":"8-K","ticker":"QNBC","cik":"0000750558","company_name":"QNB CORP.","filed_at":"2024-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.780657+00:00","generated_at":"2026-05-31T18:19:05.850379+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"QNB Corp. Q2 2024 net income $2.465M ($0.67 EPS) up 31% YoY; NIM expands to 2.46%","bullets":["Diluted EPS $0.67 vs $0.52 in Q2 2023; net income $2,465,000 vs $1,887,000.","Net interest margin improved to 2.46% from 2.27% a year ago on higher loan yields.","Loans receivable grew 6.3% to $1,162M; deposits rose 5.7% to $1,573M.","Non-performing loans stable at 0.18% of loans; provision for credit losses decreased to $132,000.","Bank subsidiary net income $2,741,000; holding company reported net loss of $276,000."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-085535","json":"https://secwatch.observer/filing/0000950170-24-085535.json","markdown":"https://secwatch.observer/filing/0000950170-24-085535.md","text":"https://secwatch.observer/filing/0000950170-24-085535.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750558/000095017024085535/0000950170-24-085535-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750558/000095017024085535/qnbc-20240723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T18:19:05.850379+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}