---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-085535"
form_type: "8-K"
ticker: "QNBC"
cik: "0000750558"
company_name: "QNB CORP."
filed_at: "2024-07-23T23:59:59+00:00"
generated_at: "2026-05-31T18:19:05.850379+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# QNB Corp. Q2 2024 net income $2.465M ($0.67 EPS) up 31% YoY; NIM expands to 2.46%

## Summary
- Diluted EPS $0.67 vs $0.52 in Q2 2023; net income $2,465,000 vs $1,887,000.
- Net interest margin improved to 2.46% from 2.27% a year ago on higher loan yields.
- Loans receivable grew 6.3% to $1,162M; deposits rose 5.7% to $1,573M.
- Non-performing loans stable at 0.18% of loans; provision for credit losses decreased to $132,000.
- Bank subsidiary net income $2,741,000; holding company reported net loss of $276,000.

## SEC filing metadata
- accession: 0000950170-24-085535
- form_type: 8-K
- ticker: QNBC
- cik: 0000750558
- company_name: QNB CORP.
- filed_at: 2024-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/750558/000095017024085535/0000950170-24-085535-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/750558/000095017024085535/qnbc-20240723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-085535
- JSON: https://secwatch.observer/filing/0000950170-24-085535.json
- Plain text: https://secwatch.observer/filing/0000950170-24-085535.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.