{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-085640","form_type":"8-K","ticker":"ENVA","cik":"0001529864","company_name":"Enova International, Inc.","filed_at":"2024-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.402049+00:00","generated_at":"2026-05-31T18:02:00.314317+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Enova Q2 revenue up 26% to $628M; diluted EPS $1.93 (+29%)","bullets":["Total revenue $628M (+26% YoY); net income $54M vs $48M; diluted EPS $1.93 vs $1.50.","Adjusted EPS $2.21 (+28%); adjusted EBITDA $163M vs $126M.","Combined loans/finance receivables record $3.6B (+25% YoY); Q2 originations $1.4B.","Net revenue margin 59% (down from 60%); liquidity $891M; repurchased $62M in stock."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-085640","json":"https://secwatch.observer/filing/0000950170-24-085640.json","markdown":"https://secwatch.observer/filing/0000950170-24-085640.md","text":"https://secwatch.observer/filing/0000950170-24-085640.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1529864/000095017024085640/0000950170-24-085640-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1529864/000095017024085640/enva-20240723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T18:02:00.314317+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}