---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-085640"
form_type: "8-K"
ticker: "ENVA"
cik: "0001529864"
company_name: "Enova International, Inc."
filed_at: "2024-07-23T23:59:59+00:00"
generated_at: "2026-05-31T18:02:00.314317+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Enova Q2 revenue up 26% to $628M; diluted EPS $1.93 (+29%)

## Summary
- Total revenue $628M (+26% YoY); net income $54M vs $48M; diluted EPS $1.93 vs $1.50.
- Adjusted EPS $2.21 (+28%); adjusted EBITDA $163M vs $126M.
- Combined loans/finance receivables record $3.6B (+25% YoY); Q2 originations $1.4B.
- Net revenue margin 59% (down from 60%); liquidity $891M; repurchased $62M in stock.

## SEC filing metadata
- accession: 0000950170-24-085640
- form_type: 8-K
- ticker: ENVA
- cik: 0001529864
- company_name: Enova International, Inc.
- filed_at: 2024-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1529864/000095017024085640/0000950170-24-085640-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1529864/000095017024085640/enva-20240723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-085640
- JSON: https://secwatch.observer/filing/0000950170-24-085640.json
- Plain text: https://secwatch.observer/filing/0000950170-24-085640.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.