{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-086052","form_type":"8-K","ticker":"FAF","cik":"0001472787","company_name":"First American Financial Corp","filed_at":"2024-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.154401+00:00","generated_at":"2026-05-31T16:52:39.740489+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First American Q2 net income $116M ($1.11/diluted); revenue $1.6B, down 2% YoY","bullets":["Q2 total revenue $1.6B (-2% YoY); net income $116M ($1.11 diluted EPS) vs $138.5M ($1.33) last year.","Adjusted net income $132.5M ($1.27 per share) vs $140.9M ($1.35) in Q2 2023.","Title Insurance segment pretax margin 11.7% (adjusted 11.9%) vs 12.1% (adjusted 12.6%) a year ago.","Home Warranty segment pretax margin improved to 15.4% from 13.4%; claim loss rate down to 45.8%.","Repurchased 752K shares for $41M in Q2; through July 23, additional 281K shares for $15M."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-086052","json":"https://secwatch.observer/filing/0000950170-24-086052.json","markdown":"https://secwatch.observer/filing/0000950170-24-086052.md","text":"https://secwatch.observer/filing/0000950170-24-086052.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1472787/000095017024086052/0000950170-24-086052-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1472787/000095017024086052/faf-20240724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:52:39.740489+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}