{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-086068","form_type":"8-K","ticker":"FUSB","cik":"0000717806","company_name":"FIRST US BANCSHARES, INC.","filed_at":"2024-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.685899+00:00","generated_at":"2026-05-31T17:38:33.486288+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"First US Bancshares Q2 net income $2.1M ($0.34 EPS); net interest margin expands for first time since 2022","bullets":["Net income $2.1M ($0.34 diluted EPS) flat QoQ, up from $0.31 in Q2 2023; six-month EPS $0.68 vs $0.64.","Net interest margin expands 4 bps to 3.69% QoQ, first expansion since Q4 2022; NII $9.2M.","Total loans down $3.8M (-0.5%) in Q2; deposits up $11.2M (+1.2%); loan-to-deposit 85.8%.","No provision for credit losses in H1 2024; nonperforming assets 0.27% of total assets.","Declared $0.05 cash dividend; repurchased 77,000 shares at $10.60 avg; new TN banking center opened."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-086068","json":"https://secwatch.observer/filing/0000950170-24-086068.json","markdown":"https://secwatch.observer/filing/0000950170-24-086068.md","text":"https://secwatch.observer/filing/0000950170-24-086068.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/717806/000095017024086068/0000950170-24-086068-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/717806/000095017024086068/fusb-20240724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T17:38:33.486288+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}