{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-086069","form_type":"8-K","ticker":"TCBX","cik":"0001781730","company_name":"Third Coast Bancshares, Inc.","filed_at":"2024-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.500920+00:00","generated_at":"2026-05-31T17:03:58.869033+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Third Coast Bancshares reports record EPS $0.70; Q2 net income $10.8M","bullets":["Net income $10.8M vs $10.4M in Q1; basic EPS $0.70 (record) and diluted $0.63.","Efficiency ratio improved to 61.39% from 64.11% in Q1.","Gross loans grew $12M to $3.76B; noninterest-bearing deposits up $40.5M (9.5%).","Book value per share $26.99, tangible book value $25.60; both up from Q1.","Opened two de novo branches in Austin and The Woodlands, Texas."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-086069","json":"https://secwatch.observer/filing/0000950170-24-086069.json","markdown":"https://secwatch.observer/filing/0000950170-24-086069.md","text":"https://secwatch.observer/filing/0000950170-24-086069.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1781730/000095017024086069/0000950170-24-086069-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1781730/000095017024086069/tcbx-20240724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T17:03:58.869033+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}