{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-086512","form_type":"8-K","ticker":"BY","cik":"0001702750","company_name":"BYLINE BANCORP, INC.","filed_at":"2024-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.170459+00:00","generated_at":"2026-05-31T16:19:34.832625+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Byline Bancorp Q2 net income $29.7M ($0.68 EPS); loans up 6.1% annualized","bullets":["Net income $29.7M ($0.68 diluted EPS) vs $30.4M ($0.70) in Q1 and $26.1M ($0.70) in Q2 2023.","Net interest income $86.5M, up 1.2% QoQ; tax-equivalent NIM 3.99% vs 4.00%.","Total loans $6.90B, up $102.8M (+6.1% annualized); deposits flat at $7.35B.","Provision for credit losses $6.0M; net charge-offs $9.5M (up from $6.2M).","Tangible book value per share $18.84, up 8.1% YoY; dividend unchanged at $0.09/share."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-086512","json":"https://secwatch.observer/filing/0000950170-24-086512.json","markdown":"https://secwatch.observer/filing/0000950170-24-086512.md","text":"https://secwatch.observer/filing/0000950170-24-086512.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1702750/000095017024086512/0000950170-24-086512-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1702750/000095017024086512/by-20240725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:19:34.832625+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}