---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-086512"
form_type: "8-K"
ticker: "BY"
cik: "0001702750"
company_name: "BYLINE BANCORP, INC."
filed_at: "2024-07-25T23:59:59+00:00"
generated_at: "2026-05-31T16:19:34.832625+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Byline Bancorp Q2 net income $29.7M ($0.68 EPS); loans up 6.1% annualized

## Summary
- Net income $29.7M ($0.68 diluted EPS) vs $30.4M ($0.70) in Q1 and $26.1M ($0.70) in Q2 2023.
- Net interest income $86.5M, up 1.2% QoQ; tax-equivalent NIM 3.99% vs 4.00%.
- Total loans $6.90B, up $102.8M (+6.1% annualized); deposits flat at $7.35B.
- Provision for credit losses $6.0M; net charge-offs $9.5M (up from $6.2M).
- Tangible book value per share $18.84, up 8.1% YoY; dividend unchanged at $0.09/share.

## SEC filing metadata
- accession: 0000950170-24-086512
- form_type: 8-K
- ticker: BY
- cik: 0001702750
- company_name: BYLINE BANCORP, INC.
- filed_at: 2024-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1702750/000095017024086512/0000950170-24-086512-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1702750/000095017024086512/by-20240725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-086512
- JSON: https://secwatch.observer/filing/0000950170-24-086512.json
- Plain text: https://secwatch.observer/filing/0000950170-24-086512.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.