---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-086795"
form_type: "8-K"
ticker: "EFSI"
cik: "0000880641"
company_name: "EAGLE FINANCIAL SERVICES INC"
filed_at: "2024-07-26T23:59:59+00:00"
generated_at: "2026-05-31T16:06:09.421188+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Eagle Financial Q2 net income $3.2M, EPS $0.89; declares $0.30 dividend

## Summary
- Net income $3.2M, up 25% QoQ and 55% YoY; EPS $0.89 vs $0.72 prior quarter.
- Noninterest income rose 23.7% QoQ to $4.3M, driven by gains on loan sales and BOLI payout.
- Dividend maintained at $0.30/share, payable Aug 16 to holders of record Aug 5.
- Nonperforming assets fell to $3.3M (0.18% of assets) from $5.0M (0.28%) at Q1 end.
- Net interest margin compressed to 2.81% from 2.91% QoQ due to marine loan payoff fee impacts.

## SEC filing metadata
- accession: 0000950170-24-086795
- form_type: 8-K
- ticker: EFSI
- cik: 0000880641
- company_name: EAGLE FINANCIAL SERVICES INC
- filed_at: 2024-07-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/880641/000095017024086795/0000950170-24-086795-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/880641/000095017024086795/efsi-20240726.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-086795
- JSON: https://secwatch.observer/filing/0000950170-24-086795.json
- Plain text: https://secwatch.observer/filing/0000950170-24-086795.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.