{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-086925","form_type":"8-K","ticker":"AFBI","cik":"0001823406","company_name":"Affinity Bancshares, Inc.","filed_at":"2024-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.716312+00:00","generated_at":"2026-05-31T15:59:34.954665+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Affinity Bancshares Q2 net income falls 35% to $1.0M; EPS $0.16","bullets":["Net income $1.0M vs $1.6M a year ago; diluted EPS $0.16 vs $0.24.","Net interest margin improved to 3.71% from 3.17% year ago.","Efficiency ratio worsened to 78.74% from 71.68% year ago.","Total assets $872.6M, loans $692.6M, deposits $689.7M.","Tangible book value per share increased to $16.64 from $15.47."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-086925","json":"https://secwatch.observer/filing/0000950170-24-086925.json","markdown":"https://secwatch.observer/filing/0000950170-24-086925.md","text":"https://secwatch.observer/filing/0000950170-24-086925.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823406/000095017024086925/0000950170-24-086925-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823406/000095017024086925/afbi-20240726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T15:59:34.954665+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}