{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-086946","form_type":"8-K","ticker":"CSBB","cik":"0000880417","company_name":"CSB Bancorp, Inc.","filed_at":"2024-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.134839+00:00","generated_at":"2026-05-31T16:06:06.374849+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"CSB Bancorp Q2 net income drops 56% to $1.6M; nonperforming assets surge to 0.93%","bullets":["Diluted EPS $0.61 vs $1.36 YoY; net income $1.6M down 56% from $3.6M.","Credit loss provision jumped $2.7M on a $6.4M commercial loan placed on nonaccrual; $4.1M specific reserve booked.","Nonperforming assets rose to $6.7M (0.93% of loans) from $255K (0.04%) a year ago.","Net interest margin FTE 3.28% (vs 3.33% Q2'23); loan yields up 44 bps to 5.74%.","PPNR increased 4% to $4.85M; dividend maintained at $0.39/share (4% annualized yield)."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-086946","json":"https://secwatch.observer/filing/0000950170-24-086946.json","markdown":"https://secwatch.observer/filing/0000950170-24-086946.md","text":"https://secwatch.observer/filing/0000950170-24-086946.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/880417/000095017024086946/0000950170-24-086946-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/880417/000095017024086946/csbb-20240726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:06:06.374849+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}