{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-087839","form_type":"8-K","ticker":"MFIN","cik":"0001000209","company_name":"MEDALLION FINANCIAL CORP","filed_at":"2024-07-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.822496+00:00","generated_at":"2026-05-31T14:48:03.211467+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Medallion Financial Q2 net income falls to $7.1M ($0.30/share) from $14.2M; NII hits record $49.9M","bullets":["Net income $7.1M ($0.30 diluted EPS) vs $14.2M ($0.62) prior year; credit loss provision rose to $18.6M from $8.5M.","Net interest income record $49.9M, up 7% YoY; net interest margin on net loans 8.42% vs 8.77%.","Recreation loan originations $209.6M (+10% YoY); home improvement originations $68.0M (-42% YoY).","Total loans grew 11% to $2.4B; recreation segment 63% of portfolio, up from 62% a year ago.","Repurchased 183,900 shares at avg $8.24; quarterly dividend maintained at $0.10 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-087839","json":"https://secwatch.observer/filing/0000950170-24-087839.json","markdown":"https://secwatch.observer/filing/0000950170-24-087839.md","text":"https://secwatch.observer/filing/0000950170-24-087839.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1000209/000095017024087839/0000950170-24-087839-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1000209/000095017024087839/mfin-20240730.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T14:48:03.211467+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}