secwatch.observer — SEC 8-K summary
======================================

Issuer:     Western Union CO (WU)
CIK:        0001365135
Form:       8-K
Filed at:   2024-07-30T23:59:59+00:00
Accession:  0000950170-24-087844
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Western Union Q2 revenue $1.07B, down 7% adjusted; EPS $0.44; reiterates 2024 outlook
--------------------------------------------------------------------------------

- Q2 GAAP revenue $1.07B, down 9% reported (7% adjusted); Iraq headwind of 7pp on adjusted growth.
- GAAP EPS $0.41 vs $0.47 prior year; adjusted EPS $0.44 vs $0.51 prior year.
- CMT transactions up 4%; Branded Digital transactions up 13% (revenue +5% reported, +7% adjusted).
- Consumer Services revenue grew 21% reported (+14% adjusted), driven by retail FX and money orders.
- FY2024 outlook reiterated: GAAP revenue $4,125M-$4,200M; adjusted EPS $1.70-$1.80.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1365135/000095017024087844/0000950170-24-087844-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1365135/000095017024087844/wu-20240730.htm
  HTML page:      https://secwatch.observer/filing/0000950170-24-087844

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer