---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-088606"
form_type: "8-K"
ticker: "RM"
cik: "0001519401"
company_name: "Regional Management Corp."
filed_at: "2024-07-31T23:59:59+00:00"
generated_at: "2026-05-31T14:21:37.902851+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Regional Management Q2 net income $8.4M, EPS $0.86, revenue $143M, declares $0.30 dividend

## Summary
- Net income $8.4M, diluted EPS $0.86, up 37% from $0.63 YoY.
- Total revenue $143M, +7.1% YoY; net finance receivables $1.8B, +5% YoY.
- 30+ day delinquency stable at 6.9%; net credit loss rate improved 40 bps to 12.7% annualized.
- Operating expense ratio 13.8%; G&A $60.1M.
- Q3 dividend $0.30/share, payable Sep 12, record Aug 21.

## SEC filing metadata
- accession: 0000950170-24-088606
- form_type: 8-K
- ticker: RM
- cik: 0001519401
- company_name: Regional Management Corp.
- filed_at: 2024-07-31T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1519401/000095017024088606/0000950170-24-088606-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1519401/000095017024088606/rm-20240731.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-088606
- JSON: https://secwatch.observer/filing/0000950170-24-088606.json
- Plain text: https://secwatch.observer/filing/0000950170-24-088606.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.