secwatch.observer — SEC 8-K summary
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Issuer:     Regional Management Corp. (RM)
CIK:        0001519401
Form:       8-K
Filed at:   2024-07-31T23:59:59+00:00
Accession:  0000950170-24-088606
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Regional Management Q2 net income $8.4M, EPS $0.86, revenue $143M, declares $0.30 dividend
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- Net income $8.4M, diluted EPS $0.86, up 37% from $0.63 YoY.
- Total revenue $143M, +7.1% YoY; net finance receivables $1.8B, +5% YoY.
- 30+ day delinquency stable at 6.9%; net credit loss rate improved 40 bps to 12.7% annualized.
- Operating expense ratio 13.8%; G&A $60.1M.
- Q3 dividend $0.30/share, payable Sep 12, record Aug 21.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1519401/000095017024088606/0000950170-24-088606-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1519401/000095017024088606/rm-20240731.htm
  HTML page:      https://secwatch.observer/filing/0000950170-24-088606

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer