{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-094020","form_type":"8-K","ticker":"VRM","cik":"0001580864","company_name":"Vroom, Inc.","filed_at":"2024-08-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.627992+00:00","generated_at":"2026-05-31T10:55:04.964937+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Vroom Q2 net loss from continuing ops widens to $19.1M; Adjusted EBITDA loss $7.5M","bullets":["Net loss from continuing ops $(19.1M) vs $(7.5M) in Q2 2023; total net loss $(21.2M).","Adjusted EBITDA $(7.5M); UACC segment Adj EBITDA $(2.8M) down from $0.3M prior year.","UACC interest income $52.4M (+10.2% YoY); realized/unrealized losses $19.6M (-3.9%).","Completed UACC securitization in April 2024; cash $63.4M at quarter end.","CEO cites origination volume growth and improving credit losses from tightening."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-094020","json":"https://secwatch.observer/filing/0000950170-24-094020.json","markdown":"https://secwatch.observer/filing/0000950170-24-094020.md","text":"https://secwatch.observer/filing/0000950170-24-094020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1580864/000095017024094020/0000950170-24-094020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1580864/000095017024094020/vrm-20240808.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T10:55:04.964937+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}