---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-096867"
form_type: "8-K"
ticker: "PRHI"
cik: "0001502292"
company_name: "Presurance Holdings, Inc."
filed_at: "2024-08-14T23:59:59+00:00"
generated_at: "2026-05-31T09:18:19.733185+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Conifer Q2 net loss of $0.32/diluted share; revenue falls 57.5% amid MGA shift

## Summary
- Net loss allocable to common shareholders of $4.0M, or $0.32 per diluted share.
- Gross written premiums fell 57.5% to $19.0M as company shifts to commission-based MGA model.
- Combined ratio worsened to 123.6% from 120.9%, driven by 91.5% loss ratio and 32.1% expense ratio.
- Personal lines gross written premium grew 23.0% to $12.2M; commercial lines dropped 80.5% to $6.8M.
- Book value per common share turned negative at ($0.10) vs $1.38 a year ago.

## SEC filing metadata
- accession: 0000950170-24-096867
- form_type: 8-K
- ticker: PRHI
- cik: 0001502292
- company_name: Presurance Holdings, Inc.
- filed_at: 2024-08-14T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1502292/000095017024096867/0000950170-24-096867-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1502292/000095017024096867/cnfr-20240813.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-096867
- JSON: https://secwatch.observer/filing/0000950170-24-096867.json
- Plain text: https://secwatch.observer/filing/0000950170-24-096867.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.