---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-098320"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2024-08-19T23:59:59+00:00"
generated_at: "2026-05-31T08:46:22.714991+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital H1 net income rises 11% to $4.3M; ROE 17.6%

## Summary
- H1 2024 net income $4.3M ($0.61/sh) vs $3.9M ($0.54/sh) year ago, up $419K.
- Total assets $1.1B (+8.6% YoY); loans grew ~20% YoY; NIM improved to 3.40%.
- Annualized ROE improved to 17.6% from 16.9%; low past dues and non-accrual loans.
- Non-interest income from card services and wealth management growing; Greenlight partnership launched.

## SEC filing metadata
- accession: 0000950170-24-098320
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2024-08-19T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000095017024098320/0000950170-24-098320-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000095017024098320/uwhr-20240819.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-098320
- JSON: https://secwatch.observer/filing/0000950170-24-098320.json
- Plain text: https://secwatch.observer/filing/0000950170-24-098320.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.