{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-108156","form_type":"8-K","ticker":"RYAN","cik":"0001849253","company_name":"RYAN SPECIALTY HOLDINGS, INC.","filed_at":"2024-09-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.900968+00:00","generated_at":"2026-05-31T03:43:13.162577+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Ryan Specialty refinances $1.588B term loan, issues $600M 5.875% notes due 2032","bullets":["Refinanced existing $1.5881B term loan; added $111.875M incremental term loan at SOFR+2.25% (down 50 bps).","Net proceeds from $600M 5.875% senior secured notes due 2032 used to repay revolver borrowings funding US Assure acquisition.","Term loan matures Sept 13, 2031; revolver matures July 30, 2029; notes mature Aug 1, 2032.","US Assure acquisition closed Aug 30, 2024 for approx $1.075B; funded with revolver borrowings and cash."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-108156","json":"https://secwatch.observer/filing/0000950170-24-108156.json","markdown":"https://secwatch.observer/filing/0000950170-24-108156.md","text":"https://secwatch.observer/filing/0000950170-24-108156.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1849253/000095017024108156/0000950170-24-108156-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1849253/000095017024108156/ryan-20240913.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T03:43:13.162577+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}