---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-113583"
form_type: "8-K"
ticker: "RM"
cik: "0001519401"
company_name: "Regional Management Corp."
filed_at: "2024-10-08T23:59:59+00:00"
generated_at: "2026-05-30T17:54:54.025500+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Regional Management Corp. increases credit facility to $125M, extends to Oct 2026, reduces pricing margin to 2.40%

## Summary
- Credit facility commitment increased 67% from $75M to $125M for subsidiary RMR VII.
- Scheduled Commitment Termination Date extended to October 15, 2026.
- Interest rate margin reduced to 2.40% per annum; unused commitment fee cut to 0.40%.
- Advance rate set at 76.0% (72.5% during Level I Trigger Event); eligibility criteria clarified.
- Additional subsidiaries added as 'Originators' under the credit agreement.

## SEC filing metadata
- accession: 0000950170-24-113583
- form_type: 8-K
- ticker: RM
- cik: 0001519401
- company_name: Regional Management Corp.
- filed_at: 2024-10-08T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1519401/000095017024113583/0000950170-24-113583-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1519401/000095017024113583/rm-20241003.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-113583
- JSON: https://secwatch.observer/filing/0000950170-24-113583.json
- Plain text: https://secwatch.observer/filing/0000950170-24-113583.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
