{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-115320","form_type":"8-K","ticker":"BANF","cik":"0000760498","company_name":"BANCFIRST CORP /OK/","filed_at":"2024-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.979275+00:00","generated_at":"2026-05-30T13:29:56.448975+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"BancFirst Q3 net income $58.9M ($1.75 EPS), up 15% YoY; NIM expands to 3.78%","bullets":["Net income $58.9M ($1.75 diluted EPS) vs $51.0M ($1.52) in Q3 2023.","Net interest income rose to $115.0M from $104.3M; net interest margin 3.78% vs 3.73%.","Loans grew $528.1M YTD to $8.2B; deposits increased $774.2M to $11.5B.","Nonaccrual loans at 0.56% of total loans (year-end 2023: 0.32%); provision $3.0M.","CEO notes Fed rate cut adds uncertainty to net interest margin outlook; credit stance unchanged."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-115320","json":"https://secwatch.observer/filing/0000950170-24-115320.json","markdown":"https://secwatch.observer/filing/0000950170-24-115320.md","text":"https://secwatch.observer/filing/0000950170-24-115320.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/760498/000095017024115320/0000950170-24-115320-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/760498/000095017024115320/banf-20241017.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T13:29:56.448975+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}