---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-116109"
form_type: "8-K"
ticker: "CSBB"
cik: "0000880417"
company_name: "CSB Bancorp, Inc."
filed_at: "2024-10-22T23:59:59+00:00"
generated_at: "2026-05-30T12:12:12.252161+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# CSB Bancorp Q3 net income falls to $3.1M ($1.18 EPS) from $3.5M ($1.30); credit loss provision jumps

## Summary
- Q3 net income $3.145M, down 10% YoY; diluted EPS $1.18 vs $1.30.
- Provision for credit loss expense rose $523K vs Q3 2023; $4.1M charge-down on a $6.4M commercial relationship.
- Nonperforming assets at $3.4M (0.47% of loans) vs $260K (0.04%) a year ago.
- Net loan charge-offs $4M in Q3 vs net recoveries of $119K in prior-year quarter.
- Q3 dividend maintained at $0.40 per share; book value per share up 7% YTD.

## SEC filing metadata
- accession: 0000950170-24-116109
- form_type: 8-K
- ticker: CSBB
- cik: 0000880417
- company_name: CSB Bancorp, Inc.
- filed_at: 2024-10-22T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/880417/000095017024116109/0000950170-24-116109-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/880417/000095017024116109/csbb-20241022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-116109
- JSON: https://secwatch.observer/filing/0000950170-24-116109.json
- Plain text: https://secwatch.observer/filing/0000950170-24-116109.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.