{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-116170","form_type":"8-K","ticker":"QNBC","cik":"0000750558","company_name":"QNB CORP.","filed_at":"2024-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.968628+00:00","generated_at":"2026-05-30T12:04:33.365790+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"QNB Corp. Q3 net income rises 42% to $3.34M, EPS $0.91 from $0.65 YoY","bullets":["Q3 net income $3.34M ($0.91 diluted EPS), up from $2.34M ($0.65) in Q3 2023.","Net interest margin improved to 2.48% (vs 2.38% Q3 2023) as yield on earning assets rose 58 bps.","Total loans grew 7.1% to $1.17B, deposits up 9.2% to $1.63B from Dec 2023.","Issued $40M subordinated debt in Q3; non-performing loans remained low at 0.14% of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-116170","json":"https://secwatch.observer/filing/0000950170-24-116170.json","markdown":"https://secwatch.observer/filing/0000950170-24-116170.md","text":"https://secwatch.observer/filing/0000950170-24-116170.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750558/000095017024116170/0000950170-24-116170-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750558/000095017024116170/qnbc-20241022.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T12:04:33.365790+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}