---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-116265"
form_type: "8-K"
ticker: "ENVA"
cik: "0001529864"
company_name: "Enova International, Inc."
filed_at: "2024-10-22T23:59:59+00:00"
generated_at: "2026-05-30T11:37:12.657102+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Enova Q3 revenue up 25% to $690M; adjusted EPS $2.45 (+63% YoY)

## Summary
- Revenue $690M (+25% YoY); net income $43M, diluted EPS $1.57 (+22%).
- Adjusted earnings $68M, or $2.45 per share (+63% from $1.50); adjusted EBITDA $172M (+42%).
- Total company combined loans and finance receivables record $3.8B (+23% YoY); originations $1.6B (+28%).
- Net revenue margin stable at 58%; credit performance solid with lower net charge-off and delinquency ratios.
- Liquidity $1.2B at quarter end; repurchased $23M of common stock.

## SEC filing metadata
- accession: 0000950170-24-116265
- form_type: 8-K
- ticker: ENVA
- cik: 0001529864
- company_name: Enova International, Inc.
- filed_at: 2024-10-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1529864/000095017024116265/0000950170-24-116265-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1529864/000095017024116265/enva-20241022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-116265
- JSON: https://secwatch.observer/filing/0000950170-24-116265.json
- Plain text: https://secwatch.observer/filing/0000950170-24-116265.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.