{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-116638","form_type":"8-K","ticker":"WU","cik":"0001365135","company_name":"Western Union CO","filed_at":"2024-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.263448+00:00","generated_at":"2026-05-30T11:01:36.897525+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Western Union Q3 rev $1.04B, down 6%; adj rev up 1% ex-Iraq; GAAP EPS $0.78 on IRS settlement","bullets":["Q3 GAAP revenue $1.04B (-6%); adjusted revenue ex-Iraq up 1%; Branded Digital rev +8% (adj +9%), transactions +15%.","GAAP EPS $0.78 (incl $0.40 IRS settlement benefit); adjusted EPS $0.46 vs $0.43 prior year.","Consumer Services revenue +32% reported (+15% adj) driven by retail FX and media network; CMT transactions +3%.","FY 2024 adjusted outlook reaffirmed: adj rev $4,150-4,225M, adj EPS $1.70-$1.80, adj op margin 19-21%.","GAAP operating margin 15.9% vs 19.2% prior; adjusted 19.1% vs 19.6%, down on Iraq headwind and investments."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-116638","json":"https://secwatch.observer/filing/0000950170-24-116638.json","markdown":"https://secwatch.observer/filing/0000950170-24-116638.md","text":"https://secwatch.observer/filing/0000950170-24-116638.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1365135/000095017024116638/0000950170-24-116638-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1365135/000095017024116638/wu-20241023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T11:01:36.897525+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}