secwatch.observer — SEC 8-K summary
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Issuer:     Western Union CO (WU)
CIK:        0001365135
Form:       8-K
Filed at:   2024-10-23T23:59:59+00:00
Accession:  0000950170-24-116638
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Western Union Q3 rev $1.04B, down 6%; adj rev up 1% ex-Iraq; GAAP EPS $0.78 on IRS settlement
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- Q3 GAAP revenue $1.04B (-6%); adjusted revenue ex-Iraq up 1%; Branded Digital rev +8% (adj +9%), transactions +15%.
- GAAP EPS $0.78 (incl $0.40 IRS settlement benefit); adjusted EPS $0.46 vs $0.43 prior year.
- Consumer Services revenue +32% reported (+15% adj) driven by retail FX and media network; CMT transactions +3%.
- FY 2024 adjusted outlook reaffirmed: adj rev $4,150-4,225M, adj EPS $1.70-$1.80, adj op margin 19-21%.
- GAAP operating margin 15.9% vs 19.2% prior; adjusted 19.1% vs 19.6%, down on Iraq headwind and investments.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1365135/000095017024116638/0000950170-24-116638-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1365135/000095017024116638/wu-20241023.htm
  HTML page:      https://secwatch.observer/filing/0000950170-24-116638

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