{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-116658","form_type":"8-K","ticker":"TCBX","cik":"0001781730","company_name":"Third Coast Bancshares, Inc.","filed_at":"2024-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.585470+00:00","generated_at":"2026-05-30T11:08:17.165306+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Third Coast Bancshares Q3 2024 net income $12.8M, diluted EPS $0.74 (record); loans up 3.5%","bullets":["Net income $12.8M ($0.85 basic / $0.74 diluted EPS) vs $10.8M in Q2 2024.","ROAA improved to 1.14% annualized; efficiency ratio fell to 59.57% from 61.39%.","Gross loans grew $131.7M to $3.89B; noninterest-bearing deposits up $25.3M to $489.8M.","Book value per share $28.13, tangible book value $26.75, both increased sequentially.","Opened de novo 19th branch in Houston, Texas."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-116658","json":"https://secwatch.observer/filing/0000950170-24-116658.json","markdown":"https://secwatch.observer/filing/0000950170-24-116658.md","text":"https://secwatch.observer/filing/0000950170-24-116658.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1781730/000095017024116658/0000950170-24-116658-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1781730/000095017024116658/tcbx-20241023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T11:08:17.165306+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}