---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-117034"
form_type: "8-K"
ticker: "FBIZ"
cik: "0001521951"
company_name: "FIRST BUSINESS FINANCIAL SERVICES, INC."
filed_at: "2024-10-24T23:59:59+00:00"
generated_at: "2026-05-30T10:27:45.190830+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# First Business Bank Q3 net income $10.3M, EPS $1.24; NIM stable at 3.64%

## Summary
- Net income available to common shareholders $10.3M, up from $9.7M in Q3 2023; diluted EPS $1.24 vs $1.17.
- Net interest margin steady at 3.64% (linked quarter 3.65%); net interest income up 8.4% YoY.
- Loans grew $65M (8.7% annualized) and deposits grew $84.8M (11.8% annualized) from Q2 2024.
- Tangible book value per share $34.74, up 12.5% from prior year; Private Wealth AUM $3.4B (+16.6% YoY).
- Non-performing assets remained low at 0.52% of total assets; PTPP income record $15.4M.

## SEC filing metadata
- accession: 0000950170-24-117034
- form_type: 8-K
- ticker: FBIZ
- cik: 0001521951
- company_name: FIRST BUSINESS FINANCIAL SERVICES, INC.
- filed_at: 2024-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1521951/000095017024117034/0000950170-24-117034-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1521951/000095017024117034/fbiz-20241024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-117034
- JSON: https://secwatch.observer/filing/0000950170-24-117034.json
- Plain text: https://secwatch.observer/filing/0000950170-24-117034.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.