---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-117060"
form_type: "8-K"
ticker: "BY"
cik: "0001702750"
company_name: "BYLINE BANCORP, INC."
filed_at: "2024-10-24T23:59:59+00:00"
generated_at: "2026-05-30T10:33:03.549074+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Byline Bancorp Q3 net income $30.3M, EPS $0.69; announces merger with First Security

## Summary
- Net income $30.3M ($0.69 diluted EPS), vs $29.7M ($0.68) in Q2 and $28.2M ($0.65) a year ago.
- Total revenue $101.8M, up 2.5% QoQ; NIM 3.88%, down 10 bps QoQ; net interest income $87.5M.
- Tangible book value per share $20.21, up 7.3% QoQ and 23.6% YoY; CET1 ratio 11.35% (up 51 bps).
- Deposits grew $150.7M to $7.5B; loan/deposit ratio fell 196 bps to 92.02%.
- Announced definitive merger agreement with First Security Bancorp, expected to close in 2025.

## SEC filing metadata
- accession: 0000950170-24-117060
- form_type: 8-K
- ticker: BY
- cik: 0001702750
- company_name: BYLINE BANCORP, INC.
- filed_at: 2024-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1702750/000095017024117060/0000950170-24-117060-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1702750/000095017024117060/by-20241024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-117060
- JSON: https://secwatch.observer/filing/0000950170-24-117060.json
- Plain text: https://secwatch.observer/filing/0000950170-24-117060.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.