{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-117080","form_type":"8-K","ticker":"NKSH","cik":"0000796534","company_name":"NATIONAL BANKSHARES INC","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.038267+00:00","generated_at":"2026-05-30T10:46:28.508932+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"National Bankshares Q3 net income down 13% YoY; nine-month earnings drop 61% amid merger costs","bullets":["Nine-month 2024 net income $4.54M ($0.75/share) vs $11.51M ($1.95/share) for same 2023 period.","Q3 2024 net income $2.68M ($0.42/share) vs $3.07M ($0.52/share) in Q3 2023.","Merger-related expenses of $2.89M and $1.29M provision for credit loss on acquired FCB loans recorded YTD.","Acquired Frontier Community Bank on June 1, 2024 for $16.35M in stock/cash; total assets now $1.79B."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-117080","json":"https://secwatch.observer/filing/0000950170-24-117080.json","markdown":"https://secwatch.observer/filing/0000950170-24-117080.md","text":"https://secwatch.observer/filing/0000950170-24-117080.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/796534/000095017024117080/0000950170-24-117080-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/796534/000095017024117080/nksh-20241024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:46:28.508932+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}