{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-117308","form_type":"8-K","ticker":"EFSI","cik":"0000880641","company_name":"EAGLE FINANCIAL SERVICES INC","filed_at":"2024-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.240425+00:00","generated_at":"2026-05-30T10:15:13.204896+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Eagle Financial Services Q3 net income $3.4M, EPS $0.97; declares $0.31 dividend","bullets":["Net income $3.4M up 47.6% YoY ($2.3M in Q3 2023); EPS $0.97 vs $0.66.","Quarterly dividend of $0.31/share declared, payable Nov 15, 2024 to holders of record Nov 8.","Noninterest income rose 22% to $5.3M driven by $671K BOLI payout and higher loan sale gains.","Net interest margin improved to 2.88% from 2.80% in Q2 2024; deposits grew $57.4M (3.9%).","Nonperforming assets fell to 0.13% of total assets ($2.5M) from 0.18% in Q2 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-117308","json":"https://secwatch.observer/filing/0000950170-24-117308.json","markdown":"https://secwatch.observer/filing/0000950170-24-117308.md","text":"https://secwatch.observer/filing/0000950170-24-117308.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/880641/000095017024117308/0000950170-24-117308-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/880641/000095017024117308/efsi-20241025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:15:13.204896+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}