---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-117308"
form_type: "8-K"
ticker: "EFSI"
cik: "0000880641"
company_name: "EAGLE FINANCIAL SERVICES INC"
filed_at: "2024-10-25T23:59:59+00:00"
generated_at: "2026-05-30T10:15:13.204896+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Eagle Financial Services Q3 net income $3.4M, EPS $0.97; declares $0.31 dividend

## Summary
- Net income $3.4M up 47.6% YoY ($2.3M in Q3 2023); EPS $0.97 vs $0.66.
- Quarterly dividend of $0.31/share declared, payable Nov 15, 2024 to holders of record Nov 8.
- Noninterest income rose 22% to $5.3M driven by $671K BOLI payout and higher loan sale gains.
- Net interest margin improved to 2.88% from 2.80% in Q2 2024; deposits grew $57.4M (3.9%).
- Nonperforming assets fell to 0.13% of total assets ($2.5M) from 0.18% in Q2 2024.

## SEC filing metadata
- accession: 0000950170-24-117308
- form_type: 8-K
- ticker: EFSI
- cik: 0000880641
- company_name: EAGLE FINANCIAL SERVICES INC
- filed_at: 2024-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/880641/000095017024117308/0000950170-24-117308-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/880641/000095017024117308/efsi-20241025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-117308
- JSON: https://secwatch.observer/filing/0000950170-24-117308.json
- Plain text: https://secwatch.observer/filing/0000950170-24-117308.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.