{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-117438","form_type":"8-K","ticker":"AFBI","cik":"0001823406","company_name":"Affinity Bancshares, Inc.","filed_at":"2024-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.845220+00:00","generated_at":"2026-05-30T10:07:23.261746+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Affinity Bancshares Q3 net income rises to $1.73M; diluted EPS $0.26","bullets":["Net income of $1.73M for Q3 2024 vs $1.62M in Q3 2023; diluted EPS $0.26 vs $0.25.","Total assets $878.6M; loans $697.6M; deposits $683.8M; net interest margin 3.52%.","Return on average assets 0.78%; return on average equity 5.43%; efficiency ratio 71.48%.","Tangible book value per share $17.18, up from $15.63 a year ago.","Non-owner occupied office loans $32.7M with 46.6% avg LTV; uninsured deposits 15.2%."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-117438","json":"https://secwatch.observer/filing/0000950170-24-117438.json","markdown":"https://secwatch.observer/filing/0000950170-24-117438.md","text":"https://secwatch.observer/filing/0000950170-24-117438.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823406/000095017024117438/0000950170-24-117438-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823406/000095017024117438/afbi-20241025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:07:23.261746+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}