---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-118946"
form_type: "8-K"
ticker: "SRBK"
cik: "0001951276"
company_name: "SR Bancorp, Inc."
filed_at: "2024-10-30T23:59:59+00:00"
generated_at: "2026-05-30T08:36:16.487226+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# SR Bancorp posts Q1 profit of $1.4M vs year-ago loss; loans up 4.9%

## Summary
- Net income $1.4M ($0.16 EPS) compared to net loss of $10.5M in prior-year quarter.
- Net loans $767.7M, up 4.9% from June 30; total assets $1.05B, up 3.1%.
- Net interest income rose 83.2% to $7.6M; net interest margin expanded 80 bps to 3.21%.
- Credit loss recovery of $154K vs $4.2M provision last year; nonperforming loans only $9K.
- Repurchased 66,288 shares; borrowed $20M from FHLB to fund loan originations.

## SEC filing metadata
- accession: 0000950170-24-118946
- form_type: 8-K
- ticker: SRBK
- cik: 0001951276
- company_name: SR Bancorp, Inc.
- filed_at: 2024-10-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1951276/000095017024118946/0000950170-24-118946-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1951276/000095017024118946/srbk-20241030.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-118946
- JSON: https://secwatch.observer/filing/0000950170-24-118946.json
- Plain text: https://secwatch.observer/filing/0000950170-24-118946.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.