{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-120678","form_type":"8-K","ticker":"EVER","cik":"0001640428","company_name":"EverQuote, Inc.","filed_at":"2024-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.071383+00:00","generated_at":"2026-05-30T06:07:10.171922+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"EverQuote Q3 revenue $144.5M (+163% YoY), net income $11.6M; Q4 guidance strong","bullets":["Total revenue $144.5M (+163% YoY); auto vertical $130M (+202%); home/renters $14.1M (+30%).","GAAP net income $11.6M vs loss $29.2M; Adjusted EBITDA $18.8M vs loss $1.9M.","Variable Marketing Margin $43.9M vs $19.4M; cash from ops $23.6M vs ($4.1M).","Q4 2024 outlook: revenue $131-136M (140% YoY growth), Adj. EBITDA $14-16M.","Ended Q3 with $82.8M cash, up 36% from Q2 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-120678","json":"https://secwatch.observer/filing/0000950170-24-120678.json","markdown":"https://secwatch.observer/filing/0000950170-24-120678.md","text":"https://secwatch.observer/filing/0000950170-24-120678.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640428/000095017024120678/0000950170-24-120678-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640428/000095017024120678/ever-20241104.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T06:07:10.171922+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}