{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-120741","form_type":"8-K","ticker":"CRD-A","cik":"0000025475","company_name":"CRAWFORD & CO","filed_at":"2024-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.657916+00:00","generated_at":"2026-05-30T06:26:44.732076+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Crawford Q3 revenue flat at $329M; EPS $0.19 vs $0.25; Broadspire record; cash flow weak","bullets":["GAAP diluted EPS $0.19 vs $0.25; non-GAAP adjusted EPS $0.22 vs $0.35.","Broadspire segment revenue record $99.0M (+7.4% YoY); Intl Operations $105.7M (+7.8%).","Platform Solutions revenue fell to $45.3M from $59.8M due to benign weather; weather claims low.","Adjusted EBITDA $29.6M (9.0% margins) vs $38.6M (11.7%); 9-month operating cash flow $11.1M vs $68.1M.","Debt rose to $238.4M from $209.1M; free cash flow -$18.4M vs +$40.4M prior year."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-120741","json":"https://secwatch.observer/filing/0000950170-24-120741.json","markdown":"https://secwatch.observer/filing/0000950170-24-120741.md","text":"https://secwatch.observer/filing/0000950170-24-120741.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/25475/000095017024120741/0000950170-24-120741-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/25475/000095017024120741/crda-20241104.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T06:26:44.732076+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}