---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-122367"
form_type: "8-K"
ticker: "RM"
cik: "0001519401"
company_name: "Regional Management Corp."
filed_at: "2024-11-06T23:59:59+00:00"
generated_at: "2026-05-30T04:29:03.620222+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Regional Management Q3 2024 net income $7.7M ($0.76 EPS) with $4.3M hurricane impact

## Summary
- Net income of $7.7M ($0.76 diluted EPS) inclusive of $4.3M ($0.42/share) hurricane impact.
- Record revenue $146.3M (+3.9% YoY) and net receivables $1.82B (+3.9% YoY).
- Net credit loss rate 10.6% (improved 40 bps YoY); 30+ day delinquency 6.9% (improved 40 bps).
- Q4 dividend $0.30/share declared, payable Dec 11, 2024 to holders of record Nov 21.
- Operating expense ratio 13.9% (improved 50 bps YoY); G&A expenses up only 0.6% YoY.

## SEC filing metadata
- accession: 0000950170-24-122367
- form_type: 8-K
- ticker: RM
- cik: 0001519401
- company_name: Regional Management Corp.
- filed_at: 2024-11-06T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1519401/000095017024122367/0000950170-24-122367-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1519401/000095017024122367/rm-20241106.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-122367
- JSON: https://secwatch.observer/filing/0000950170-24-122367.json
- Plain text: https://secwatch.observer/filing/0000950170-24-122367.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.