secwatch.observer — SEC 8-K summary
======================================

Issuer:     Regional Management Corp. (RM)
CIK:        0001519401
Form:       8-K
Filed at:   2024-11-06T23:59:59+00:00
Accession:  0000950170-24-122367
Event type: earnings
Sentiment:  neutral
Materiality: 0.70
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Regional Management Q3 2024 net income $7.7M ($0.76 EPS) with $4.3M hurricane impact
--------------------------------------------------------------------------------

- Net income of $7.7M ($0.76 diluted EPS) inclusive of $4.3M ($0.42/share) hurricane impact.
- Record revenue $146.3M (+3.9% YoY) and net receivables $1.82B (+3.9% YoY).
- Net credit loss rate 10.6% (improved 40 bps YoY); 30+ day delinquency 6.9% (improved 40 bps).
- Q4 dividend $0.30/share declared, payable Dec 11, 2024 to holders of record Nov 21.
- Operating expense ratio 13.9% (improved 50 bps YoY); G&A expenses up only 0.6% YoY.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1519401/000095017024122367/0000950170-24-122367-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1519401/000095017024122367/rm-20241106.htm
  HTML page:      https://secwatch.observer/filing/0000950170-24-122367

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer