{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-123426","form_type":"8-K","ticker":"HCI","cik":"0001400810","company_name":"HCI Group, Inc.","filed_at":"2024-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.344716+00:00","generated_at":"2026-05-30T03:24:06.764955+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"HCI Group Q3 2024 net income falls to $5.7M; diluted EPS $0.52 vs $1.34 YoY","bullets":["Q3 2024 net income after noncontrolling interests of $5.7M, down from $13.2M in Q3 2023.","Diluted EPS of $0.52 (GAAP) and $0.47 (adjusted), compared to $1.34 and $1.41 respectively.","Gross premiums earned rose to $265.5M from $188.3M, driven by Florida growth.","Hurricanes Helene ($40.0M) and Debby ($6.5M) were included in $105.7M losses & LAE.","In October 2024, assumed approximately 42,000 policies from Citizens Property Insurance."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-123426","json":"https://secwatch.observer/filing/0000950170-24-123426.json","markdown":"https://secwatch.observer/filing/0000950170-24-123426.md","text":"https://secwatch.observer/filing/0000950170-24-123426.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1400810/000095017024123426/0000950170-24-123426-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1400810/000095017024123426/hci-20241107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T03:24:06.764955+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}