{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-125397","form_type":"8-K","ticker":"VRM","cik":"0001580864","company_name":"Vroom, Inc.","filed_at":"2024-11-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.866886+00:00","generated_at":"2026-05-30T01:54:43.478017+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"debt","sentiment":"negative","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Vroom Q3 net loss $37.7M, to restructure $290M notes via prepackaged Chapter 11","bullets":["Net loss from continuing operations $37.7M; Adjusted EBITDA $(25.5)M.","Cash and equivalents $51.1M as of Sept 30, 2024.","UACC had $32.9M liquidity available under warehouse credit facilities.","Agreed to restructure $290M unsecured convertible notes into equity via prepackaged Chapter 11.","After restructuring, Vroom Inc. will have no long-term debt; UACC retains ABS and trust preferred obligations."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-125397","json":"https://secwatch.observer/filing/0000950170-24-125397.json","markdown":"https://secwatch.observer/filing/0000950170-24-125397.md","text":"https://secwatch.observer/filing/0000950170-24-125397.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1580864/000095017024125397/0000950170-24-125397-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1580864/000095017024125397/vrm-20241112.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T01:54:43.478017+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}